
Event Planning Guide: How Much Is Bartender Insurance?
Planning an event comes with countless details to manage—venue, décor, catering, entertainment, and of course, the bar. If you’re hosting a private party, wedding, or
Organizing an event? Trust ESP Specialty to protect your financial interests by customizing a special event liability insurance policy guaranteed to satisfy contractual liability requirements and protect you from factors outside your control. ESP can provide comprehensive special event liability insurance for a wide array of event classes and help you offset significant exposures.
Get your certificate of insurance quickly while keeping your premium cost low so you can focus on what really matters: making your special event a success. Coverage is underwritten by our AM Best A++ rated carrier partner through our risk purchasing group, SHEL.
With ESP, you receive comprehensive coverage at the most competitive rate in the special event liability marketplace. Count on us to safeguard your financial interests with a tailored policy that meets contractual requirements and shields you from unforeseen risks.
Covers potential third-party bodily injury and property damage. Standard limit: $1 million per occurrence / $2 million aggregate
Covers potential claims from serving alcohol at an event. Our standard GL policy provides host liquor insurance, which applies when an insured is not in the business of selling, serving or distributing liquor. Standard limit: $1 million per occurrence / $1 million aggregate
Covers bodily injury, property damage, or vehicular damage resulting from the use of non-owned or rental vehicles. Standard limit: $1 million
Provides coverage for the replacement value of rented equipment by the insured if damage were to occur while under the insured’s control. Standard limit: varies by value of equipment rented
Provides coverage when a person who injures themselves at an event needs only their medical expenses covered. Standard limits vary. For excess spectator/participant medical: $5,000 per occurrence / $50,000 aggregate. For excess volunteers medical: $50,000 per occurrence / $250,000 aggregate. For participate medical: $10,000 or $25,000 per occurrence / $50,000 aggregate.

Planning an event comes with countless details to manage—venue, décor, catering, entertainment, and of course, the bar. If you’re hosting a private party, wedding, or

When you’re planning a music festival, insurance is one of the most important considerations, and often one of the least understood. Beyond booking performers, coordinating

Live concerts are thrilling, high-energy events—but they also come with high risks. From severe weather to equipment damage, the unexpected can derail even the
ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.